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Accounts > Everyday Accounts > Our Community Account |
To find out more about Bendigo Bank, click here to access our Financial Services Guide (FSG). You must review the FSG before accessing information on this website.
Our Community Account
An account designed for Customers who have a genuine interest in supporting their local community and others around Australia, by donating half or all of the interest earnt to the community through Community Enterprise™ Foundation, the charitable arm of the Bendigo and Adelaide Bank Group.
| Account Details |
| Statement |
Quarterly (or on request) |
| Min. to Open |
$2,000 |
| Interest |
Calculated daily, paid quarterly. |
| Withdrawals |
At-call |
| Deposits |
No restrictions |
| Phone Banking## |
Available* |
| e-Banking## |
Available* |
| Pay Anyone Service |
Available** |
| Deposits |
No restrictions |
| Direct Credits |
Yes |
| Direct Debits |
Yes |
| MasterCard or Visa Credit Card |
No |
| Bendigo Blue Debit Card or Cashcard |
No |
| Bank@Post |
N/A |
| Cheques |
Bank Cheques only |
| Nil fees for |
$4. Refer to Transaction Account Rebates in the Schedule
of Fees & Charges and Transaction Account Rebates booklet for more information. |
| Additional Rebates |
Yes, refer to Additional Transaction Account Rebates in the Schedule
of Fees & Charges and Transaction Account Rebates booklet for more information. |
*Available subject to approval
** BPAY and Pay Anyone Service are only available when you already have access
to Bendigo e-banking
## Only if you are at least 16 years of age. |
| Fees on Your Account |
| For all standard fees and charges, refer to the Bendigo
Bank Schedule of Fees & Charges and Transaction Account Rebates which
also outlines the Transaction Account Rebates and provides tips on minimising
your transaction fees. |
| Interest Options |
Two options are available in determining the rate of return for investors. Only one option can be selected.
Option 1
The rate of return is shared equally by the account holder and Community Enterprise™ Foundation.
Option 2
The account holder donates the full rate of return which is instead directed to Community Enterprise™ Foundation for distribution to not for profit groups. |
Interest
| Our Community Account – Interest Option 1 |
|
| To Open |
$2,000 |
| |
Tier |
Rate |
|
$1 - $1999.99
$2000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 plus |
0.05% pa
1.80% pa
2.10% pa
2.40% pa
2.75% pa
3.15% pa
3.75% pa |
| Paid |
Quarterly |
|
| Our Community Account – Interest Option 2 |
|
| To Open |
$2,000 |
| |
Tier |
Rate |
|
$1 - $1999.99
$2000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 plus |
0.05% pa
1.80% pa
2.10% pa
2.40% pa
2.75% pa
3.15% pa
3.75% pa |
| Paid |
Quarterly |
All donations of $2 or more are fully tax deductable.
Funds donated to Community Enterprise™ Foundation will be redirected nationally to support not for profit groups from the following sectors
- Family, youth and children's initiatives
- Public health programs and services
- Community-related building projects
- Innovative community services
- Public education
- Arts and culture
- Environmental projects
- Other
Customers will have an opportunity to nominate which sector(s)* they would like to see supported by completing a questionnaire which will be included in the information pack issued by Community Enterprise™ Foundation on account opening. These packs will be mailed to customers who have elected to receive marketing materials and will not be available at Branch level.
* The Trustee of the Foundation will consider these preferences when distributing funds. |
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